Ryan Spalding: Why I'm Passionate about EIC

When I was a senior in high school I was faced with one of the toughest decisions a young person must make.  Where do I go to college? Prestige. Opportunities. Location. Athletics. Social Life. But there was one word stood between me and my dream school - tuition. It came down to a very tough choice.  Go to an average business school for almost nothing, graduate with no debt, or go to one the most prestigious (yet expensive) business schools in the country, graduate with over $200,000 in debt, but get to live in the heart of the business world and, in my opinion, the best city in the world. Can you guess which one I chose? Now, I’m in my junior year at the NYU Stern School of Business, and over $100,000 in student loans.  Although I am happy with my decision to go to NYU, however, there is one thought that dwells in the back of my mind. It is something my Dad said to me when I was applying for loans as a senior in high school, and can still hear him saying in my head. “Ryan, the only thing that is certain for you, now, is this debt.” It terrifies me that no matter how hard I work in school or how much I network, if the job market/economy is in a 2008-esque downturn I am stuck with these loans.  That is why I am so passionate about what we are building here at EIC – allowing students to focus on what they can control (grades, their network, clubs, internships), and not the things they can’t control like the economy when they graduate.